Key AccountabilitiesPreparation of Initial Due Diligence reports (Real Estate & Contractor Finance):Analyse and verify the proposals, feasibility studies submitted by applicant Borrowers requesting real estate and contractor finance.Verify the performance, skills and capabilities of the contractors and consultants who are proposed to carry out the projects to be financed by the Bank.Review the contract’s agreement and loan agreements to ensure that interest of the bank is protected.For Real Estate finance, ensure the award process of the Main Contractor is conducted in accordance with industry standards and Contract includes standard provisions (PB, APG, CAR and daily delay damages etc.).Review the reasonableness of cash flow submitted for project finance and the LC’s breakdown and other requirements.Preparation of Interim Reports:Monitor ongoing projects by periodic visits, preparation of interim reports and verify the disbursements of payments to Borrowers related to projects.Attend site meetings with the Borrowers, contractors and members of professional team and review minutes of meetings.Review the external consultants’ interim reports and prepare the in-house summary.Management of loan facility Drawdown process:For Real Estate finance, and before releasing the advance payment, check statutory approval status and any obstacles to commence works or progress at a later stage.Advise RM’s on recovery strategy for facility exposure and maintain accurate records for receivables to maintain coverage ratio.Following completion of the project: Prepare the project case studies mentioning the key risks encountered, cost analysis and critical review of the success and failures of the project.SkillsFinancial Acumen: A strong understanding of financial principles and the ability to interpret financial data is vital for effective decision-making, cost management, and the formulation of profitable pricing strategies within the commercial department.Demonstrated proficiency in negotiating and closing deals with clients, suppliers, and stakeholders, leading to mutually beneficial partnerships and sustainable business growth.Proven leadership acumen in guiding and motivating teams to accomplish challenging commercial goals, fostering a culture of accountability, innovation, and continuous improvement.In-depth understanding of financial dynamics and the ability to analyze intricate financial information, facilitating the formulation of effective financial strategies that drive business growth and profitability.Extensive knowledge of market trends and competitor strategies, facilitating the identification of niche market segments and the development of tailored strategies that meet evolving customer demands and preferences.Experienced in facilitating successful negotiations, utilizing a collaborative approach and insightful market analysis to achieve optimal terms and agreements for all parties involved.EducationBachelor’s degree in Engineering or equivalent#J-18808-Ljbffr